Category Archives: Investment

Investment

Saxo Bank Stays With Riis Cycling in 2012

Saxo Bank and Bjarne Riis, owner and manager of Riis Cycling A/S, have announced that Saxo Bank, a sponsor for the cycling team since 2008, will remain co-title sponsor in 2012 with SunGard, one of the world’s leading software and technology services companies.

Bjarne Riis said: “It is indeed a great day for our cycling team. Saxo Bank is an extremely professional company, so I am proud that Saxo Bank has a strong faith in our work and continues to see the commercial benefits in sponsoring our team.”

“Since 2008 we have shown in both words and actions that we are a great match, and I am convinced we will continue to grow together because of the obvious benefits in a long term relationship. The continuity in our partnership also means a lot for the riders and for me personally. Now we can focus all our attention on creating results and the working process of putting together a strong rider group for next year.”

Saxo Bank, the online trading and investment specialist, recently launched Saxo Privatbank, combining traditional banking services with a professional investment universe, and the bank says it has taken a strategic decision to continue the sponsorship in 2012.

In a joint statement, Kim Fournais and Lars Seier Christensen, co-CEOs and co-founders of Saxo Bank, said: “Saxo Bank has always believed it was a sound commercial decision to support Bjarne Riis and the rest of the team but at the same time, it is hard to exaggerate the impact Bjarne Riis has on Danish and international cycling. We have a genuine desire to support Bjarne and provide the team with the necessary resources it takes to stay on top. Bjarne Riis and the team are a huge inspiration and motivation for many young talents, and Saxo Bank is proud to continue to ensure a world class cycling team in Denmark.”

The name of the team will remain ‘Saxo Bank-SunGard Professional Cycling Team’.

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Vebnet Announces Partnership With vielife

Vebnet has enhanced its employee benefits, offering to allow global access to an online health and wellbeing solution, by partnering with employee health solutions specialist vielife.

Employers using Vebnet’s reward and flexible benefits technology can now offer their employees a personalised, multi-language and interactive health and well-being service through vielife Online. The service lets employees measure and monitor their sleep, stress, nutrition and physical activity levels and encourages them to make healthier lifestyle choices, while helping employers to improve employee engagement and combat reported rises in sickness absence.

Employees start by taking an online assessment. This forms the basis of a personal report which identifies any areas of concern in their lifestyle and gives practical advice on how to address them. The recommendations can also be tailored to help employees make the most of the benefits their employer provides. Employers can also build lifestyle communication programmes to support employee engagement and employees can regularly re-assess themselves as their lifestyles change.

For Vebnet, part of the Standard Life group, the partnership with vielife provides a multi-modal health and wellness platform that is integrated within its own global employee benefits and reward portal. Importantly, vielife Online’s management reporting capabilities can help employers pinpoint specific staff health and wellbeing issues, creating highly targeted corporate employee health and wellbeing strategies strategies which in turn lead to greater employee engagement with Vebnet’s technology and higher solution return on investment.

Mike Beason, managing director, vielife, said: “As the population ages and organisations downsize to cope with economic pressures, more employers will start taking an interest in the health and wellbeing of their employees.

“Our technology provides a platform for global businesses who want to help their workforce make healthier lifestyle choices. Wellbeing is no longer perceived by employers as just another company perk, rather it’s a highly effective channel for increasing productivity, reducing sickness absence and improving job satisfaction.”

Richard Morgan, director of consultancy, Vebnet, commented: “Our reward and flexible benefits portal is already helping employers to enhance their total employment proposition and this latest addition forms the cornerstone of creating a joined up approach to health and wellbeing strategies.

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Standard Life Warns Public To Inflation Proof Retirement Incomes

Standard Life is warning anyone thinking about retirement to consider the effects of inflation eroding their income. New data released today by the savings and investments specialist shows that many people could see their retirement income swallowed up by the basic costs of living within seven years, as the effect of inflation impacts their spending power.

Using Office for National Statistics data and official Government inflation figures, Standard Life has calculated that someone with a personal pension pot of £80,000, buying a level annuity, will spend their entire monthly income (from private and state pensions) on basic living costs like food and fuel within just 7 years of retirement*.

John Lawson, Head of Pensions Policy at Standard Life said: “The cost of living is rising fast for most people in the UK, but this can be particularly acute for pensioners. Their spending habits are driven by commodities such as food and fuel bills and these inflation rates are much higher than the overall UK inflation rate**.

“People need to consider how to protect their buying power in retirement from the ravages of inflation over a long period of time, which could be 30 years or more. If pensioner inflation remains at around 6% a year, people with a fixed income could lose almost half of their spending power within a ten year period.

“There are many options to consider at retirement which could minimise the impact of inflation on your income, so seeking professional financial advice is vital.”

For further information on inflation proofing retirement income, and the choices available, interested parties can visit www.standardlife.co.uk/retirement_solutions/search.html.

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New Site Positioned to Take Over Daily Deals Market Seeking Investors

SocialDealSpot made a splash in the Washington D.C. market this month when it launched its first deal – saving hundreds of local families 50% on a summer camp for children. Complete with all the technical functionalities of its bigger competitors, the folks at SocialDealSpot are ready and able to take on the big boys in the daily deal offerings market.

Consumer-driven SocialDealSpot gives the people what they want (daily notifications of up to 90% in savings) while it boosts the local economy by bringing customers to small, local businesses. SocialDealSpot focuses its efforts on connecting consumers with local businesses. Their unique business model is set up to harvest subscribers interested in receiving deals prior to soliciting for area business partners. An iPhone application will be launching soon as will a forum for business partners to share their “deal offering” experiences. In addition, SocialDealSpot will be launching deals all over the country in the very near future.

They have proven their capabilities and now it’s time to grow. “We have a small team of people with a lot of heart,” says Michelle Peters, SocialDealSpot spokesperson, “our site is set up with the same functionalities you get with sites like Groupon and Living Social and we’ve gotten far with only a handful of committed staff members who believe what we’re doing is making a difference. But, it’s time to take it to the next level – we’re full of ideas of differentiating ourselves from the competition.”

Along with the plans for a larger web presence, SocialDealSpot’s audacious goals include mass media advertising through billboards, radio and television. “Marketing costs money,” says Peters, “but we’re worth it!” An infusion of investment capital will surely take this optimistic team to the next level to compete successfully with the likes of daily deal moguls such as Living Social and Groupon.

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Markit BOAT to Provide First CFD Trade Reporting System to Saxo Bank

Markit, a leading, global financial information services company, has announced that Saxo Bank, the online trading and investment specialist, will begin to report its contract for difference (CFD) trades via Markit BOAT, the trade reporting platform, in September 2011.

Saxo Bank will become the first financial institution to report its CFD Single Stock trades on a voluntary basis, in a bid to bring greater transparency to this fast growing market.

Sophia Kandylaki, Director, Head of Markit BOAT at Markit, said: “We are excited that such a large player in the CFD market has decided to report its trades via Markit BOAT. We will be enhancing our platform to identify CFD trade reports with a unique trade flag. This will differentiate these trades from all other cash equity trades reported to our venue and support Saxo Bank’s efforts to make this market more transparent.”

Claus Nielsen, Head of Markets at Saxo Bank, said: “Saxo Bank has always been a leader and innovator when it comes to transparency and fairness in the trading arena. We are committed to set new standards and by taking an over the counter CFD product like CFDs, and publishing our execution to Markit BOAT, we will bring added value to our clients. This initiative makes the CFD product 100% comparable with the listed stocks traded at the exchange which will have a positive impact on the industry.”

CFDs are over the counter (OTC) contracts between two parties in which the buyers pay the sellers the difference between the current value of an asset and its value at contract time. CFD trades do fall within the scope of the European Union’s Markets in Financial Instruments Directive (Mifid) but trades are not required to be reported to the market.

Markit BOAT gives users access to trade reports on an average of EUR 375 billion of OTC trades in equities every day. This is equivalent to approximately 70% of the daily volumes reported on all European OTC equity markets.

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Brainwashing Book Readers Prepared For Stock Market Correction — Again!

“The Brainwashing of The American Investor”, now in its second edition, provides you with a proven methodology for successful personal investment portfolio management. Step by step instructions for asset allocation, security selection universe creation, diversification, and profit taking are presented in an anecdotal manner, based on the Author’s hands-on professional experiences.

Author and former private investment manager Steve Selengut developed the Market Cycle Investment Management (MCIM) methodology in 1970, way ahead of the Wall Street product development curve that has now succeeded in bringing the most speculative and risky ventures on the planet into your investment portfolio.

MCIM is a disciplined, common sense, approach to investing without needless speculation. It is an approach that semi-automatically takes your profits out of bubbling markets, and for all the right reasons, re-enters weaker markets systematically in preparation for the inevitable “next” rally.

“The Brainwashing of the American Investor” teaches you about old-school investing without gimmicks, derivatives, incomprehensible “modern portfolio management” techniques, funds of funds, or astrological charts.

The Market Cycle Investment Management methodology helped navigate thousands of “Brainwashing” book readers around and through the three major financial crises (stock market meltdowns) of the author’s lifetime: the “Crash of 1987”, the “Dot-Com Bubble”, and the recent “financial crisis”.

The first time through “Brainwashing” you’ll learn about Wall Street, and why they would prefer that you didn’t read the book in the first place. Your eyes will be opened by the simplicity of the security selection process, the no frills approach to sensible asset allocation, and the ease with which you can increase your annual investment income in a reduced risk environment.

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Saxo Bank Launches Retail FX Trading Platform ForexTrading.com

Saxo Bank, the online trading and investment specialist, has announced the launch of ForexTrading.com which will offer retail investors a select range of FX crosses and CFDs with variable spreads – as low as 0.8 pips. ForexTrading.com provides investors with a range of basic functionalities designed to make trading flexible and straightforward.

ForexTrading.com is powered by Saxo Bank, which is renowned for aggregating liquidity from the world’s leading FX dealers. ForexTrading.com gives traders the ability to trade in the world’s most liquid currency pairs and global commodity CFDs at very competitive spreads.

Claus Nielsen, head of markets at Saxo Bank, said: “Saxo Bank will continue to cater for high-net-worth and institutional traders who increasingly demand usability, mobility, performance, and service when executing online trades and orders. At the same time, ForexTrading.com will appeal to Forex and CFD traders who are price sensitive and do not require a personal service, but still want the ability to utilise an award-winning online trading platform.

“We believe the retail foreign exchange market will maintain its growth trajectory for the next 10 to 15 years and we want to cater for high-net-worth investors as well as high-frequency traders to who tight spreads and deep liquidity are essential. There is no additional commission on ForexTrading.com and we see ForexTrading.com as bringing new competition to the smaller competitors, outside the tier-one banks, in the market focused on foreign exchange.”

The minimum initial deposit when opening an account with ForexTrading.com is $2,000 or equivalent and no interest will be paid on funds on deposit. ForexTrading.com will only offer English support and service and ForexTrading.com only supports retail trading accounts.

More information on Forextrading.com forex accounts can be found on the ForexTrading.com website.

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Prudential Research Finds Many 2011 Retirees Unable to Leave Inheritance

According to new research from Prudential, only half of those retiring this year will be able to afford to leave an inheritance. Just 52% of those questioned are confident they have enough income and assets to fund their retirement and still be able to leave money to relatives and dependents.

Prudential’s Class of 2011 research questioned people planning to retire this year and found that 26% have already ruled out being able to leave any inheritance while another 22% were unsure whether their personal savings would be sufficient to fund their retirement. The results also show that 9% of those planning to retire this year will cancel their inheritance planning in order to boost their own retirement income.

Gerry Brown, a tax and trusts expert from Prudential said: “Obviously the focus for retired people has to be on their own retirement income and so leaving a financial legacy can become a secondary consideration. Our research shows that inheritances are increasingly in the ‘nice to do’ rather than the ‘need to do’ box because of uncertainty around being able to afford a comfortable retirement.

“For those who do hope to leave a financial legacy there is a risk of assets that increase in value being left exposed to tax as the threshold for inheritance tax is frozen until 2015.

“It is therefore imperative for people looking to leave an inheritance and secure a comfortable retirement income to seek professional financial advice in the run up to retirement and to save as much as possible, as early as possible.”

Men are more confident of leaving a financial legacy – the research results show that 56% of male retirees plan to leave an inheritance compared with 48% of women.

The Class of 2011 research has previously found that this year’s average expected retirement income is£16,600 with just 39% confident they have saved enough for a comfortable retirement.

Across the UK those planning to retire in Scotland this year are the most positive about their ability to leave an inheritance – 67% of them believe they will be able to leave a financial legacy for their families, compared with only 43% of retirees in Wales.

The information contained in Prudential UK’s press releases is intended solely for journalists and should not be used by consumers to make financial decisions. Full consumer product information can be found at www.pru.co.uk.

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Umbrella Company Tarpon Encouraged By Report Showing PAYE Umbrella Contractors Prosper Within Financial Services Sector

Umbrella Contractor Tarpon have been encouraged by new research released by the specialist recruitment company Marks Sattin. It was revealed that salaries amongst financial services professionals rose by 8% during last year, and are predicted to rise by a further 13.5% this year.

Managing Director of Marks Sattin, Dave Way, said that the recession had had a negative effect on salary increases last year as employers looked to balance their deficits. If such trends were to continue into 2011, he explained, we are looking at similar rises (8.5 per cent), however, there are signs of optimism amongst professionals in the sector that business will pick up.

Mr Way added a cautionary note, however, and suggested that any hopes of a salary rise of 13.5% may be “over optimistic.”

Umbrella company Tarpon commented on the findings. A spokesperson for the company said:

“The study’s finding that pay rates for temporary staff in financial services remained higher than those for permanent staff and freelancers on long-term contracts is obviously great news for our sector.

“However, the findings should not be taken as read, when an alternative study has found that a sharp decline in financial services recruitment has declined.”

The contrasting study in question revealed that the two 4-day weekends in April was largely to blame for such a drop in recruitment. The study also stated that investment banking jobs declined by 30 per cent during the month, and that there was less recruitment activity in hedge funds and stockbroking.

Despite this, recruitment for investment banking countered the general trend by rising 19 per cent on the previous month. For umbrella company Tarpon, the signs overall are positive.

Another set of results published this month by the Recruitment and Employment Federation demonstrated that, although the pace of contract staff recruitment is on the up, the pace of expansion was at its lowest dso far in 2011.

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Business Monitor International Reveals Report On Dry-Bulk Shipping Sector

Business Monitor International has announced the launch of its special report on the dry-bulk shipping sector called ‘Dry-Bulk Shipping in Troubled Waters as Glut of Vessels Soaks up Demand’.

The shipping industry analysis report provides an in-depth overview of the challenges that the global dry-bulk shipping sector faces in 2011, with a particular focus on the sector’s ability to tackle its current overcapacity crisis.

The dry-bulk shipping sector’s woes are expected to continue for some time to come, as dropping rate have already lead to Korea Line Corp filing for receivership, and there could be more victims if lines do not reduce capacity.

BMI’s special report on the global dry-bulk shipping industry provides industry professionals with independent analysis into the sector. The report assists in identifying the opportunities and threats to businesses, whether they are a dry ship operator/owner, a dry-bulk terminal operator, a shipyard, a commodity producer/importer/exporter, a logistic firm, a consultancy or an investment bank with an interest in the sector.

BMI believes that despite growing imports of dry-bulk commodities, supply will continue to outbalance demand in the dry-bulk sector for some time to come. BMI expects overcapacity to remain the major concern for the dry-bulk sector over the medium term.

In supply terms, the outlook for dry-bulk is positive. In terms of commodities markets, Brazil and Australia continue to dominate the iron ore production, while global production of grains is expected to increase around 4% year-on-year (in particular, US corn, South American soya bean, Australian barley).

However – despite growing imports, supply will continue to outbalance demand. Global dry-bulk capacity will expand 14% this year, far outpacing a 6% rise in demand, China COSCO, China’s largest shipping conglomerate, has said.

The current global dry-bulk fleet stands at 7,957 vessels, according to Lloyd’s List Intelligence. There are 2,749 vessels on order, up 2,466 y-o-y, representing 34.5% of the current fleet. Of these, 1,555, about 20% of the current fleet, are due online in 2011. Given the current supply demand imbalance, this orderbook is certainly a cause for concern.

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Business Monitor International Launches Latest Report in India

Business Monitor International (BMI) has announced the launch of its latest report on India’s Information Technology industry.

The report includes BMI’s market assessment and independent 5 forecast to end 2015, covering personal computers and software; semi-conductors, memory chips, integrated circuits and general components; the internet and IT solutions.

The India analysis report also analyses regulatory changes (licensing, customs and intellectual property protection) and competitive landscapes comparing multinational and national IT companies by products, sales, market share, investments, projects and expansion strategies.

BMI’s India Information Technology Report provides industry professionals and strategists, corporate analysts, IT associations, government departments and regulatory bodies with independent forecasts and competitive intelligence on the IT industry in India. The report is vital for all these groups to benchmark BMI’s independent 5-year IT industry forecasts to test other views – a key input for successful budgetary and strategic business planning in the India IT market. It is also vital because it allows them to target business opportunities and risks in India’s IT sector through reviews of latest Information Technology trends regulatory changes, and major deals, projects and investments in India. Finally, it allows these groups to assess the activities, strategy and market position of competitors, partners and clients via Company Profiles, including KPIs and latest activity.

In 2011, India’s potentially vast IT market should consolidate its strong performance in 2010 thanks to an improving economy and consumer sentiment. Computer shipments were up by around 30% in 2010 compared with 2009, and although growth is expected to moderate in 2011 due to base effects, it should remain comfortably in double-digits.

Less than 3% of people in India own a computer (about one-fifth of the level in China), meaning particular potential in the lower end product range. However, realisation of this long-term growth potential depends on fundamental drivers such as raising India’s low computer penetration, rising incomes, falling computer prices and the government’s ambitions to connect the vast rural areas to the outside world.

However, the key threat to the Indian IT sector is the global economic slowdown and rising costs that will impact on consumer and business sentiment.

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Standard Life Reveals One In Eight UK Adult Can’t Wait For Greater Reward

Standard Life, the long term savings and investments specialist, has conducted a poll and found that one in eight of UK adults adopt a ‘live for the moment’ culture and would choose the instant gratification of a £640 holiday this year, rather than be willing to wait five years for a holiday worth £5,000 instead.*

The figures come from Standard Life’s UK-wide poll and prize draw**, in partnership with boutique hotel specialist i-escape.com, which investigates the nation’s attitudes to planning for the future. Entrants have to vote on which prize they would prefer; a short break this year worth £640, or a holiday of a lifetime in five years time worth £5,000.

Standard Life’s John Lawson said: “Planning five years ahead is something many people find difficult to imagine or do their best to avoid. Our poll shows that some people just seem too impatient to wait for greater rewards in the future, no matter how enticing they are. But being patient and taking a long term view on your finances is precisely what helps you achieve your goals and, ensures you remain financially secure. It might seem easier to take a short term view, but unless you plan ahead how else can you look forward to your future with confidence and optimism?”

Standard Life also points out that if everyone was this impatient, the world would be a far different place. If one in eight of the doctors employed by the NHS weren’t patient enough to finish their studies, the UK would have 14,061 fewer doctors**. Inventions such as the Dyson vacuum cleaner may also have never been made if the inventor Mr James Dyson has been impatient, as it took five years to develop the iconic bagless vacuum cleaner***.

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Saxo Bank Announces Ole Sloth Hansen to Visit Dubai

Saxo Bank, the online trading and investment specialist, has announced that Ole Sloth Hansen, senior commodity Manager at Saxo Bank, will be visiting Dubai in early June to discuss with investors and the financial media recent trends in commodity prices, which have risen dramatically over the past two years.

Total investments into commodities have risen 250 per cent from US $159 billion in 2008 to $400 billion in 2011, according to Barclays Capital, with investments in gold and silver rising three-fold during the period.

Hansen recently observed that investment flows into commodities have been very strong due to a combination of strong fundamentals and new inventions, such as exchange traded funds (ETFs), which has made the sector accessible to everyone.

“ETFs have had a strong impact on the commodities market, making them accessible to everyone from the biggest hedge fund managers to the retail investor,” said Hansen.

“May has been a month of setbacks across most commodities. Prior to this, commodities had been outperforming bonds, equity and currency investments, so it is most likely that this deceleration is just a temporary correction in an overall bullish market.”

Ole Sloth Hansen is a specialist in traded futures with over 20 years experience, both on the buying and selling side. He joined Saxo Bank in 2008 and today works as a senior manager analysing a diversified range of products from fixed income to commodities. He previously worked for 15 years in London, most recently for a multi-asset Futures and Forex Hedge fund where he was in charge of the trade execution team.

Ole Sloth Hansen will be in Dubai 7/8 June to discuss the commodities landscape at present and the new strategies for entering the market through ETFs.

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Standard Life Reveals That One In Six Don’t Plan Their Future Finances

Standard Life has found that people in the UK live for the moment rather than the long term, with more than one in six (17%) failing to plan their finances at all, according to recent research from the savings and investments company.

The research, which looks into the UK’s fascination with living for now, finds that almost half of Brits (45%) only plan their finances just a year ahead, or less, with only a fifth of them (22%) planning up to five years into the future. Alarmingly, only one in six people (16%) plan more than six years ahead which underlines the real necessity for the UK to start addressing their long term savings plan. Doing this is critical if they are to be financially secure, achieve their future goals and live the lifestyle they want.

Of the UK regions, it was found that those from London were the top financial planners, with one in six (17%) planning six years or more ahead. In contrast, those from Scotland came out as the least likely to make long term financial plans, with only one in ten (11%) planning more than six years ahead.

To find out more about the nation’s attitudes to planning for the future, Standard Life is launching a UK-wide poll and prize draw and linking up with boutique hotel specialist i-escape.com. Entrants have to vote on which prize they would prefer; a short break this year with accommodation from i-escape.com, or a holiday of a lifetime in five years. The results will show whether people in the UK favour instant gratification or greater long term rewards. This issue of desiring instant gratification presents an on-going challenge for the UK because people are living longer and their financial security cannot be guaranteed. It represents a huge challenge for providers and advisers who are keen to help consumers plan ahead so they can look to the future with confidence and optimism.

Bruce Kelsall, group and UK marketing director at Standard Life, said: “The growth in our ageing population has created a dramatic need to shift from a culture of spending to one of saving. People are completely comfortable making financial plans for a summer holiday; planning and investing in your future is no different. You may have to finance your lifestyle up to the age of 90 or even longer and while planning for this eventuality is essential, it needn’t be stressful. Even the smallest actions now can have a dramatic effect on your long term finances.”

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Standard Life Reveals Brits Think They Cannot Live on £140 a Week

Standard Life’s new research* has revealed that almost two out of three people (63%) think they could not live on £140 a week in retirement, rising to 72% for the 55 and over’s. Only 17% of the 55 and over’s think they could live on £140 a week. The Government has recently proposed a single-tier flat-rate state pension worth around £140 a week, and are currently consulting on how this might be introduced in 2015 at the earliest.

John Lawson, head of pensions policy at Standard Life said: “The introduction of state pensions of £140 a week for all is to be welcomed. This makes it clear and easy for people to understand what they will receive from the government as a pension. However, people clearly recognise that£140 a week will not likely be enough to live on in retirement.”

The research also found there were significant differences of opinion between age groups, with the young more likely to think £140 a week was OK, while those in the older age ranges having had a reality check at the cost of living.

John Lawson concluded with tips for improving overall financial health: “Set up a savings plan to put money away for your future needs. Pensions and are enough to meet the savings needs of 99% of the population. If you are saving for a retirement income, a pension is the most tax efficient home for your money.

“Investing in cash, whilst generally safe, often means that your savings don’t even keep pace with inflation, so don’t be afraid to take some risk, particularly if you are investing for the longer-term. Savings providers now offer personalised investment portfolios, such as Standard Life’s MyFolio, that match the level of risk you are comfortable with.”

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Saxo Bank Provides Retail Derivatives Trading to TD Waterhouse

Saxo Bank, the specialist in online trading and investment, has announced it will provide TD Waterhouse, the UK’s leading execution only broker, with an online derivatives trading platform for retail investors. Through Saxo Bank’s technology and service, TD Waterhouse will enhance its offering to enable customers to take control of their trading through TD Derivatives Trading for Contracts for Differences (CFDs), FX and Futures.

The TD Derivatives Trading account, which will be provided by Saxo Bank, has been developed to respond to the needs of sophisticated derivatives traders. Clients can tradeCFDs with commissions starting from 0.15% (minimum £15) on all markets. They can also take advantage of one of the leading FX Trading offerings available, with access to more than 160 FX currency pairs. The account also includes Futures, enabling customers to trade over 450 instruments on live market prices from exchanges around the world. TD Derivatives Trading clients can also create their perfect trading environment using two, free customisable platforms that can be adapted to their exact specifications.

Darren Hepworth, trading and customer services director at TD Waterhouse commented: “We always strive to ensure our customers have access to the best products and services. With the launch of TD Derivatives Trading, our customers can take control of their trading needs and create their perfect trading environment.”

Albert Maasland, CEO of Saxo Bank London added: “We are thrilled to be working with the preeminent execution only broker, TD Waterhouse. Their decision to adopt Saxo Bank’s technology and service are testament to the effectiveness of our offering in the retail market place. We strive to develop a collaborative business model, and the launch of this service reinforces the strength of our Institutional solutions.”

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Business Monitor International Launches Report on China’s Pharmaceutical and Healthcare Industry

Business Monitor International (BMI) has announced its latest report, China Pharmaceuticals & Healthcare Report.

The healthcare and pharmaceutical analysis includes Business Monitor International’s five and ten year forecast for drugs and healthcare expenditure, imports and exports, and focuses on the growth outlook for the prescription, OTC, patented drugs and generics market segments. The forecasts are based on in depth analysis into industry trends and new developments.

The China Analysis report is designed to provide industry professionals, market investors and corporate and financial services analysts with independent forecasts and competitive intelligence on the Chinese pharmaceutical and healthcare industry. The report is vital to these groups so that they can benchmark BMI’s independent five and ten year pharmaceutical and healthcare industry forecasts on Chine, target business opportunities and risks in the Chinese pharmaceutical and healthcare sector and asses the activities, strategy and market position of pharmaceutical competitors, partners and clients.

Following the outcome of Q1 2011, BMI now predicts China will become the most attractive pharmaceutical market in Asia Pacific within the next five years. China has the world´s most attractive emerging pharmaceutical market. Driven by a booming economy and underpinned by political stability, demand for medicines, both generic and patented, will continue to increase. However – the key downside risk is further pricing pressures, which could intensify in the event of an economic slowdown.

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Standard Life Reveals The Most Popular Retirement Top-Up Plans

Standard Life research* has revealed the most popular retirement top-up plans for people who have saved into a pension. Alongside using other investments (43%), nearly a quarter (24%) are expecting inheritance will help fund their retirement, while others are planning equity release on their main home (10%), using rental income / sale of a property (23%) or using a partner or spouse’s income (16%).

The research found that 7% of over-55s don’t plan to retire or have a pension plan, even though they had been saving into a pension. Using the state pension or other state benefits (76%) was the favoured choice of the majority of people. 23% of women are expecting to receive a retirement top-up from their spouse, while 13% of men make the same assumption.

John Lawson, head of pensions policy at Standard Life said: “Nearly half a million people in the UK over 55 are not planning to retire. This shows our attitudes towards retirement are changing, as people consider the implications of working and living longer than ever before. We know that many people want to continue working on their own terms, while some will want to start a new business or learn a new skill.

“Unfortunately, some may not have got their financial planning quite right. The realisation of reaching 65 and having to fund another 30 years in retirement has made them rethink their future plans.

“Relying on certain sources of income, for example an inheritance, could leave you short changed, so seeking the right financial advice early on and taking practical steps to ensure you don’t have all your eggs in one basket may prove a prudent move in later years.”

To help support people when making investment decisions, Standard Life has recently launched a range of investment funds, called MyFolio**. The MyFolio funds are a family of carefully constructed risk-based portfolios that offer clients a choice of active and passive investment strategies across five risk levels. Three styles are available to suit each clients’ investment philosophy: MyFolio Market Funds, Standard Life MyFolio Funds and MyFolio Multi-Manager Funds.

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TradingFloor.com Releases Video on Margin Pressure

TradingFloor.com, the home of Saxo Bank’s trading commentary, financial research and analysis, has released a video discussing the first quarter earnings wrap and specifically what happened to margin pressure.

It seems margin pressure hardly emerged and that its effects (on the back of higher commodities), especially for consumer driven companies, will instead first kick in later in the year. The underlying momentum for stocks remains strong. Pro-cyclical companies, in particular, posted good results largely driven by emerging markets), and this was confirmed in their earnings outlooks for more growth ahead – which is good news for stocks and the overall economy. Peter Garny, equity strategist for Saxo Bank discusses these issues in TradingFloor.com’s latest video.

With the larger companies in the S&P 500 in mind Peter discusses how many investors at the beginning of the earnings season were talking about a margin squeeze. In actual fact margins have actually expanded slightly in April, as well as year on year. So, margin pressure is by and large not evident yet, and the only disappointment lay on the top line in terms of revenue, which has slowed down somewhat. However, Peter is hopeful that this will grow again as the economy continues to grow throughout the year.

Peter then tackles how companies have dealt with the pressure of rising input costs. He commented that many of the large companies still have tight controls in place, meaning they have managed to keep their operating costs low. Most companies are also operating with long term contracts, which mean that rising spot prices in commodities are yet to kick in.

To finish, Peter talks about how large shipping companies and steel makers have recently reported better than expected earnings and growth, and what can be deduced from this in terms of economic growth. The numbers from these big procyclical companies, combined with the better than expected GDP numbers from the Eurozone show that the underlying momentum in the economy and on the corporate side is strong. However, as there is no great pick up in either Europe or the U.S., the emerging markets are clearly driving these numbers. This is a good sign for economic recovery, because when big companies affirm their outlooks for 2011, it generally means it should be a good year for stocks.

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