Tag Archives: home insurance policies

Confused.com Reveals Home Insurance Theft Claims Are Highest In November

Confused.com has revealed that November is a month to be feared amongst the British public, as the darker nights and the approach of Christmas means burglars are out in force.

Summer has come to an end marking the official start of long winter nights. However, with less daylight, Confused.com is warning people to beware as the cover of darkness can prove a tempting offer for opportunistic thieves to target vulnerable homes.

Research released by Confused.com reveals that the most home insurance theft claims are made in the month of November, accounting for 9.1 per cent of home insurance theft claims*. This marks a huge 20% increasewhen compared with the month of April where burglary claims were at their lowest**.

With the average cost of a burglary at £3,500***, its vital homeowners take all the preventative measures they can to avoid becoming a victim. Confused.com urges people to check their home insurance policies to make sure they are fully covered in the event of a burglary as dark winter nights could prompt an increase in claims as a result of break-ins.

Commenting, Sean O’ Callaghan Detective Superintendent of Essex Police, said: “The onset of darker evenings, marked by changing clocks, always signals a change of tactics by police towards preventing burglaries. The cover of darkness has obvious attractions to these criminals.

“In fact, in the month of November, 676 burglaries took place within the area of Essex**. It is important to remember that opportunists carry out most burglaries. As a resident you can make a few small changes to your property and your daily routine that can help to make your home safer, by putting would-be burglars off and making life very difficult for them.”

Detective Superintendent O’ Callaghan, continued: “Having your property burgled can be very upsetting, as not only do the victims have to deal with the psychological effects of having their home entered, but they also have to spend time dealing with insurance companies to try and get back the monetary value of any stolen items, whilst also coming to terms with the loss of any sentimental or irreplaceable items.”

Mark Gabriel Head of Confused.com, Home Insurance, added: “Having adequate cover in place will minimise the financial impact and take the sting out of having to replace any of your stolen possessions.”

For more home theft prevention tips, or to learn more about home contents insurance visit Confused.com.

Via EPR Network
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Confused.com Reveals the Vehicles Most Likely to be Stolen in the UK

Confused.com has revealed the UK’s most frequently stolen vehicles and has teamed up with Michael Fraser, an ex-burglar, to help drivers keep their vehicles from being stolen.

The least stolen car, based on Confused.com’s customer data, is the Ford Ka3 with no incidences of theft among 9,070 owners between 2004-2011. The Toyota Yaris is the number one most stolen car with a 0.41% incidence of theft. This means that car thieves drive off with approximately one in every 244 Toyota Yaris’. Data looking at claims from 2004-2011 showed experts at Confused.com that after the Toyota Yaris, The Volkswagen Touareg (0.39%) (1 in 256); Volvo XC90 (0.27%) (1 in 370); Porsche 911 (0.24%) (1 in 417) and Seat Altea (0.23%) (1 in 435) are the next most stolen cars.

The least stolen cars based on Confused.com’s customer data is the Ford Ka3 followed by the Chevrolet Matiz, Suzuki Ignis, Hyundai I10 Comfort and Nissan Skyline which all have tiny theft rates of 0.02% (1 in 5000) or less.

Car insurance specialists at Confused.com have interviewed security expert and ex-burglar, Michael Fraser, to get a picture of what car owners can do to avoid losing their car to a thief. Motorists can access Michael’s tips and a Confused.com video on how to beat car thieves and keep cars safe by visiting the Confused.com website.

34 years ago, Michael stole cars himself, choosing the Ford Capri and Bedford vans due to the fact that they were relatively easy to take. Michael Fraser now advises on which vehicles thieves might target, and his advice includes a look at how new technology is affecting car theft.

Michael said: “The best way to keep your vehicle safe is to put a tracker on it, wheel locking nuts, a sticker saying the vehicle is alarmed, keep the inside tidy, keep the car locked, the windows shut and everything out of sight.”

Via EPR Network
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LVAM To Be Offered By Verbatim

LV= Asset Management (LVAM), the fund management arm of mutual insurance and investment group LV=, has reached an agreement to offer the LV= Managed Portfolio fund range via Verbatim Asset Management, the investment firm launched by The SimplyBiz Group in February 2010.

LV= Managed Portfolios are global, unfettered, multi manager funds that are managed to reflect client risk profiles 4 to 7 within Dynamic Planner, the leading client risk profiling tool used by some 18,000 advisers in the UK. Verbatim is offering SimplyBiz Member Firms and Compliance First Clients use of its own risk a s s e s s m e n t tool – powered by Dynamic Planner – to better match product solutions to clients’ risk profiles completely free of charge.

Verbatim offers member firms a compliant and robust process that stretches f r o m the a s s e s s m e n t of client needs, through the determination of the right investment mix to meet those needs, and the selection of high quality products appropriate to the client’s a s s e t allocation. Clients will benefit f r o m suitable product matching, while advisers can be confident that TCF and RDR considerations will have been addressed.

About LV=
LV= is a registered trademark of Liverpool Victoria Friendly Society Limited (LVFS) and a trading style of the Liverpool Victoria group of companies. LV= offer a range of insurance products including home insurance policies, motor insurance, life insurance, pet insurance and 50 plus life cover.

Via EPR Network
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