Category Archives: Insurance Services

Insurance Services

Confused.com Research Reveals How Households Reduce Energy Usage In Their Homes

New findings from Confused.com* show that 45% of UK households are avoiding switching the lights on in their homes, in a desperate attempt to reduce energy usage and keep bills down.Surprisingly 3% of people eat by candle light which is great for the romantics in us, but not ideal on a daily basis.

The research also shows that 14% of people are sharing bathwater with their family, as householders turn to more extreme ways to keep the cost of their energy down.

Household bills have risen dramatically over the last few months** and 72% of UK householders are trying to save as much energy as possible. Following a summer of price rises, bad press and damning findings from Ofgem showing that energy suppliers are making a massive profit of £125*** for each average customer, people are now being forced to ration their energy usage.

In the Energy Summit, the Prime Minister, consumer groups, energy suppliers and industry regulator Ofgem for the first time agreed that consumers need more help to get the cost of their gas and electricity bills down and urged consumers to shop around.

As many UK residents face another cold winter with many struggling to pay their bills, 52% of people admit that they wear more clothes in winter to avoid putting the heating on. Worryingly, 70% of the 55+ age range group admit they already do this, and this is before the latest price hikes have taken affect.

Lisa Greenfield, Confused.com energy analyst, said: “It’s worrying that energy prices keep rising, leaving many UK residents struggling to pay their bills. However it’s encouraging to see people adapting to this by consciously thinking about energy saving ways. Over 75% of people think about saving energy and the 55+ age group appear to be the most energy conscious.”

“We worry that people are taking extreme measures and are suffering in a bid to save energy, just by making simple changes like only using the dish washer when its full, turning your washing machine down to 30 degrees and not putting warm items in your fridge/freezer as it has to work harder to cool it down can save you money on an annual basis. However shopping around on a price comparison site and switching your tariff or supplier could save on average £248.”****

To get one-to-one advice from the Energy Saving Trust on how to cut your energy bills, those interested can join the Confused.com live webcast on 27th Thursday, at 12.30pm. They can also get their energy questions answered on the Confused.com site as well as view the energy price infographic.

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PruHealth Partners With The National Trust To Organise Walking Festival

PruHealth and the National Trust have reported that more than 32 million people plan to head outdoors to enjoy an autumn family walk, new research has shown.*

Over 16 million (33%) say it’s the season’s beautiful colours that makes autumn walking so special.

To celebrate the season and to promote the virtues of being active, the National Trust is holding its first ever National Festival of Walking this October half-term, with at least 50,000 people expected to take part.

The National Trust has partnered with a leading health insurer PruHealth to organise around 1,000 events all over the country, from barefoot walks to silly walks, adventure walks to wildlife walks.

The festival is the perfect opportunity for the public to get outdoors and have fun, especially with 41% of adults saying they don’t spend enough time with their families. **

William Wake from the National Trust’s outdoors team said: “From leaf kicking to finding conkers and wrapping up warm, there is something simply delicious about an autumn walk.

“We’re asking people to tell us what they think makes autumn walks so special, to see if we can identify the perfect formula for a family outing this half term.”

Events are taking place at 180 sites in England, Wales and Northern Ireland from 22-30 October.

There will also be more than 800 free walking routes available to download from the National Trust website at www.nationaltrust.org.uk/walks.

People can also log their own favourite walks on an interactive map on the website, and join a debate on the best things about autumn walking on the National Trust’s Facebook pages or on Twitter using #walkfest from October 20.

Dr Katherine Tryon, Head of Clinical Vitality for PruHealth, added: “The Walking Festival is a great way to get active with the whole family, and there are walks to suit all fitness levels.

“Government guidelines*** recommend we walk 10,000 steps a day, and just thirty minutes of brisk walking each day can help reduce the risk of coronary heart disease, maintain a healthy weight, improve self-esteem and reduce symptoms of depression and anxiety.

“The average walk at the National Trust is three to four miles, which is approximately 6,000-8,000 steps – well on the way to reaching the target while having a fun day out. When you’re healthy, you can get more out of life – come along and see.”

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Confused.com Research Reveals Smart Phone Users Risk Lives When Driving

Confused.com has revealed that UK drivers prioritise their social lives before saving lives on the road. Almost half 40% (38.95%) of motorists check their phones whilst driving, with 27% admitting to logging onto Facebook behind the wheel. The car insurance expert also found that nearly half (45%) will not start their journey unless they can see their phone; a lethal combination considering that drivers are four times more likely to crash when using a mobile phone.

The increasing popularity of Facebook and Twitter means that the ‘Twitch Factor’ is on the rise, with one fifth of motorists not being able to last more than 15 minutes without checking their phones. 15% of workaholic motorists take advantage of time stuck in traffic to catch up on their work calls or emails, and over one fifth (21%) update their status whilst caught behind a red light.

Surprisingly, although 75% of motorists are aware of the penalty for being on their phone behind the wheel, 60% of them still answer their phone when they’re driving. The ignorance of drivers suggests a harsher penalty should be introduced, withover 50% of motorists supporting this idea.

Adrian Walsh, Director of RoadSafe said: “It’s a frightening thought that people are checking their smartphones whilst driving. Many studies from across the world prove that drivers using phones are slower to respond than those who are just over the drink-drive limit. It is dangerous to use a phone – even hands free when driving.”

To encourage drivers to stop using their phones while on the road, Confused.com have teamed up with the iPhone app ‘DriveSafe.ly’.The app speaks email, SMS, Facebook and Twitter messages aloud allowing drivers to concentrate on the road and stop texting while driving.

Gareth Kloet, Head of Car Insurance at Confused.com said: “Our research shows that although people are aware of the consequences involved, they struggle to tear themselves away from their mobile phones and social media. Using these devices while driving is incredible dangerous and app’s such as DriveSafe.ly which are designed to protect drivers should be welcomed.”

For a free download of ‘DriveSafe.ly’, customers can visit the Confused.com driving apps page.

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Confused.com Reveals Car Insurance Prices Rise By More Than 12% Year-On-Year

Confused.com has revealed that the price of car insurance has risen by more than 12% year on year.

According to the Confused.com/Towers Watson Car Insurance Price Index, drivers have been lumbered with an average year-on-year rise of 12.3% in the cost of comprehensive motor insurance cover – this equates to a£92 jump in just 12 months.

The biggest annual price hikes affect postcodes in the North of England. As of quarter three 2011, Bradford has suffered a 27.5% year-on-year rise in the cost of average comprehensive cover and Oldham has fared even worse with a 27.9% year-on-year increase. Liverpool and Manchester have also seen insurance prices driven up significantly as has the Ilford area of Essex.

Third party, fire and theft (TPFT) customers have not gone unscathed however, suffering an annual rise of 19.9%, equating to an increase of £192 over 12 months.

This rise of 12.3% year-on-year is especially significant when compared to the Consumer Price Index – a measure of inflation – which currently stands at 4.5%, making the rises in car insurance prices almost three times as high as inflation in the UK. The national average comprehensive car insurance premium currently stands at£843.

Top five UK areas with the highest annual premium rises year-on-year, based on the Confused.com/Towers Watson Car Insurance Price Index are Oldham (27.9%), Bradford (27.5%), Liverpool (26.8%), Manchester(26.6%) and Ilford (23.7%).

The five UK areas with the lowest annual premium rises year-on-year include Perth (0.3%), Kirkwall (0.8%), Motherwell (2.2%), Dumfries (2.4%) and Edinburgh (2.5%).

Despite the year-on-year hikes, there is some good news for drivers as the average price of a comprehensive car insurance policy fell by 1.6% in the third quarter of 2011: the first quarterly decrease for over three years.

Gareth Kloet, Head of Car Insurance for Confused.com commented: “The year-on-year picture is quite worrying as some drivers are being hit with more than 25% increases. Car owners in the affected areas are going to have to be as savvy as ever to find the cheapest and best deals for them by shopping around.”

For a more detailed look at the latest index, interested parties can visit: http://www.confused.com/infographic/car-insurance-interactive-2.

Over 4 million quotes are used in the construction of each quarter’s car insurance price index – this makes it the most comprehensive insurance index in the UK.

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Admiral Staff Win Trip To See Wales Play France

Admiral has given two members of staff a dream trip to Auckland to see Wales play France in the semi-finals of the Rugby World Cup.

Craig Jenkins from Swansea and Julia Pring from Cardiff each won the opportunity to attend the game, which kicks off at 9am GMT in Eden Park on Saturday.

After the Welsh win last Saturday, the car insurance specialist began organising the prize together with the Welsh Rugby Union. On Monday, staff received an email announcing the competition. However, in order to be in with a chance to win, staff had to answer the question “How many WRU/Admiral jerseys will the Welsh National team use for the 4-match autumn series and RBS 6 Nations games each year?”. Not an answer easily found on the Internet.

Craig and Julia were able to work out the number, 256, and were the lucky two chosen to go. They left from Heathrow at about 4pm on Wednesday 12th October and will arrive in New Zealand on Friday.

On winning the prize, Julia from Admiral’s Customer Service department in Cardiff said: “When they told me I just broke down in tears; I was so excited. I had been talking to my friends about how amazing it would be to go to New Zealand for the semi-final and at the time it was just something we could dream about. I can’t believe I’m actually going.”

Ospreys fan Craig Jenkins, who works in the company’s Customer Service department in Swansea added: “I’m still pinching myself. Everyone’s been so excited for me but I think they’re probably quite jealous too. I really am over the moon; it’s like winning the lottery.”

Admiral is the official shirt sponsor of the Welsh national rugby team. The partnership has proved a big hit with staff who have benefited from discount on shirts, tickets to home games and even visits to the office from some of the squad.

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Confused.com Reveals Motor Maintenance Ignorance Endangers The Safety Of Others

Confused.com has revealed that drivers know very little about car maintenance with a worrying 72% unaware how to check brake fluid levels, leaving them in potential danger at the wheel.

Moreover, 69% of motorists have no clue how to check their engine coolant, a fluid which prevents a vehicle from overheating and if left unchecked can cause serious damage to the motor.

In fact, 57% of drivers don’t even know how to change a tyre, while 47% are also unable to even locate the jack.

As Car Care week kicks off, Confused.com is urging drivers to take the time to get to know their motors and keep their cars roadworthy in a bid to keep Britain’s drivers and pedestrians safe.

Motorists are so laid-back about car maintenance that 48% haven’t even looked at their car manual, but with over 28.5 million cars on the road, Brake the road safety charity and Confused.com are urging drivers to love their cars more in a bid to cut down on accidents.

Katie Shephard, spokesperson for road safety charity, Brake, said: “Driving is one of the most dangerous things people do on a daily basis. It’s vital that all drivers are doing regular maintenance checks of their vehicle to ensure they are safe on the road. Shockingly, five people are killed and a further 65 are seriously injured on UK roads every day. Brake urges all drivers to check their vehicle regularly to ensure they’re not endangering their lives, and the lives of innocent road users.”

Gareth Kloet, Confused.com Head of Car Insurance added: “Car maintenance is essential. We all love a bit of TLC so don’t forget your cars need a helping hand to. A lack of car maintenance can cause road safety issues and 72% of drivers don’t know how to check their brake fluid. If a car has insufficient brake fluid, air can get into the brake lines and your vehicles ultimately could stop working and cause serious problems, not only for you but also for others.

“Make sure you do regular checks on your car and also ensure you have breakdown cover just in case the worst happens.Shop around for the breakdown cover you need as costs can vary greatly between providers; a comparison site is a great way to do this.”

To encourage the nation to care for its cars, Confused.com has put together a car maintenance video offering a solution to some of the problems highlighted.

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Confused.com Research Reveals Weather Conditions Are Affecting Home Insurance Claims

From an Indian summer to predicted snowfall in a matter of weeks, Britain’s weather remains a mystery with adverse conditions severely affecting home insurance claims, Confused.com has found.

In the last year alone, storm related home insurance claims have risen by 68% overall, with policy holders in Central Scotland 117% more likely to claim for a storm.

Storms are not the only weather conditions affecting home insurance claims with lightning striking twice for 1 in 10 unlucky UK residents; particularly in Wales and the West where people are 89% more likely to be hit by lightning than the UK average. Surprisingly, London, known for its lack of green space is the area that is 47% more likely to make claims due to falling trees.

With unpredictable weather likely to continue as winter approaches, Confused.com is reminding customers to check their home insurance and make sure they are covered for adverse weather.

Mark Gabriel Head of Home Insurance said: “The consequences of having insufficient home cover are potentially severe. Many Insurers will offer home emergency cover as an optional extra on their contents policies – you will either be charged extra on your standard annual premium, or pay a monthly subscription fee.But make sure you shop around for cover as premiums can vary greatly between providers; a comparison site is a great way to do this.”

Interested customers can read the full ‘lightning strikes twice’ home insurance research here at Confused.com:
http://www.confused.com/press/releases/lightning-strikes-twice-for-nearly-1-in-10-customers-who-claim.

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Confused.com Find Bald Tyres Can Mean Insurance Claims Are Denied

Confused.com has revealed that drivers could see their motor insurance claims denied and face fines of up to £10,000, simply by failing to take proper care of their tyres.

One defective or bald tyre could see drivers hit with a fine of up to £2,500 and three penalty points or up to £5,000 and 6 points for two defective tyres.

In fact if all four tyres were defective, the maximum fine could be as much as£10,000 with a whopping 12 penalty points.

As Tyre Safety month kicks off, Confused.com’s new poll of drivers also reveals that many motorists don’t know how to keep their tyres roadworthy. The company interviewed 2,000 motorists and found that:
– 57% of drivers don’t know the correct tread depth for their tyres which is 1.6mm
– 58% don’t know the correct pressure of their tyres
– 18-24 year olds are least likely to know how to put air in their tyres
– 87.4% of people do not change their tyres for the winter weather

According to the poll, 58% of people do not know what the correct tyre pressure is for their vehicle with18-24 year olds being the key culprits. On top of this, 1.4% of people don’t even realise that their tyres need air.

Gareth Kloet, Head of Car Insurance at Confused.com said: “Tyre maintenance may not sound like the most exciting topic on the planet but is important to basic road safety. If your tyres have too much air or too little this can wear the tread of tyres down quickly.”

“If a tyre has a tread of less than 1.6mm it is qualified as an illegal tyre. If the police stop someone with an illegal tyre they will be fined up to £2,500 for each illegal tyre. If someone is in a crash and their tyres are below the legal tread limit, a fine can be issued causing their insurance to be denied.”

“Tyres must be checked on a regular basis to ensure they are up to road safety standards. An easy way of checking tyre tread is the 20p check. Place a 20p coin into the main tread of the tyre and if the rim of the coin is covered by the tread this shows it is a legal road worthy tyre.”

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Confused.com Reveals The Rudest Drivers And Launches Etiquette Guide

Confused.com has revealed the results of a new poll which suggests motorists need a fuel injection of mannersConfused.com. The majority of UK drivers consider themselves to be courteous drivers (92%) but think that almost 1 in 3 (31%) of other motorists are in the slow lane when it comes to courtesy in the car.

If motorists could stop other drivers doing one thing while driving it would be using mobile phones at the wheel (27%), tailgating (23%) and showing aggressive behavior (22%). Drivers would also like to see more road users indicating at junctions (35%); less litter thrown out of car windows (17%) and more people letting drivers out at junctions (11%).

London and the North West are home to the rudest drivers (by their own admission), and young drivers, older drivers, people in white vans and in four wheel drives are UK motorists’ biggest bugbears on the road according to the UK poll of 2,000 motorists*.

The poll of 2000 drivers in the UK was carried out by Onepoll on behalf of Confused.com and all figures have been rounded up to the nearest 1%.

For more information on the driving etiquette guide from Sim De La Torre, and other motoring articles, visit Confused.com.

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Confused.com Reveals That Overvaluing Possessions Could Lead To A Higher Insurance Premium

Confused.com has revealed that valuing contents incorrectly could see customers paying more than they need to for home insurance.

According to new research by Confused.com, in 2011, the average amount people are valuing their home contents at is £50,000 with the most expensive value being £5 million.* Some of the most unusual items insured in 2011 included an astronaut autograph collection, a hot tub and a signed 1966 world cup final programme.

But Confused.com are warning that although these possessions may mean the world to their owners, getting them valued correctly is essential as people may be paying more for their home insurance than they should be.

With the economy taking a turn for the worst, Confused.com is urging homeowners to be money savvy and remember that home insurers will only pay out the market value of an item, so it is false economy to insure your contents for more than they are worth.

Mark Gabriel, Head of Home Insurance at Confused.com said: “People always ask whether they need home insurance. Home insurance gives peace of mind should the worst happen. Everyone places a different value on their possessions but getting the right amount of cover is important.

“Do your research when valuing your home contents as you want to make sure you are not over-estimating and paying a larger insurance premium than you should be. On the flip side, one of the most common problems is under-insurance for contents because many people do not realise the value of possessions.

“There is so much competition when it comes to home insurance providers on the market today, so use a price comparison website to ensure that you get a great deal and get your worldly possessions insured, no matter how unusual they are.”

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Confused.com Reveals The Cheapest Cars To Insure For Young Drivers

New research from Confused.com has revealed the cheapest cars to insure for 17-20 year olds. The results showed the Ford Ka2 topping the leader board, followed closely by the Peugeot 107, while the worst car to run for young drivers looking for low insurance prices was the Honda Civic*.

The costs of car insurance for young drivers hit record highs in the second quarter 2011, with 17-20 year olds paying as much as four times the average amount for car insurance.

The Confused/Towers Watson price index showed that motor insurance based on a 17-20 year old male is now £4,006 per year for comprehensive cover, highlighting the need for research when buying a car.

To help young drivers, Confused.com has undertaken research to give teenagers a helping hand and unveiledthe five cheapest and most expensive cars to insure for 17-20 year olds.The research also highlighted that 50% of under-25s could save up to£594 on their car insurance premiums by using Confused.com.

Gareth Kloet, head of Car Insurance at Confused.com said: “Young drivers and learners are telling us that the cost of insurance is the biggest barrier to getting behind the wheel: more so than the cost of buying the car.

“Buying your first car should be exciting, not a worry about whether you can afford the insurance costs. Here at Confused.com we want to offer young drivers the chance to find the perfect car with the cheapest insurance.”

“Once the car has been found drivers should shop around for cover as premiums can vary greatly between providers; a comparison site is a great way to do this.”

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Confused.com And Dogs Trust Study Reveals How Owners Keep Their Dogs Happy On Car Journeys

According to a new study into car owners and their pets by Confused.com, more than one in three (39%) pet lovers takes their dogs or cats on car journeys with them regularly. Of those surveyed, 41% say their pets enjoy being in the car.

The Confused.com study reveals that listening to the radio helps pet owners keep their animals amused on longer journeys with Adele, Madonna and Lady Gaga being the most popular artists to keep pets happy on the move.

Some owners admit to singing to their pets to keep them amused. Apparently Radio 1 is the top choice for in-car pet entertainment, closely followed by Radio 2 and 5 Live.

Confused.com has teamed up with the charity Dogs Trust to help ensure dogs enjoy the car journey even more by avoiding travel sickness and staying safe. 12% of pet owning motorists say they let their dog stick his head out of the window on the journey but according to experts at Dogs Trust this is not a great way to keep your pet happy.

Paula Boyden, Veterinary Director at Dogs Trust said: “Dogs might really enjoy the sensation of having their heads out of the window but it is dangerous for them so we would always advise keeping ears, paws and noses inside the vehicle while the car is moving.”

25% of pet owners who take their dog or cat in the car say that their animal enjoys the journey, as long as they keep them amused. Talking to them and taking plenty of their toys are the top ways that dog and cat lovers use to keep them happy.

Almost 10% of pet owners say they have almost had a near miss when driving because of their pet’s behaviour in the car.

Gareth Kloet, Head of Car Insurance at Confused.com said: “Road trips should be as fun for our pets as they can be for us, and keeping our pets happy in the back is also going to reduce distraction for us as drivers, making our journeys safer for us and our animals.”

For more information on the keeping canines comfortable in cars, read more at http://www.confused.com/press/releases/Keep-canines-comfortable-in-cars

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Confused.com Urges Motorists To Fall Back In Love With Service Stations

Confused.com has revealed new research which shows that motorists are shunning motorway service stations on long journeys and risking their lives as a result. The survey by car insurance experts revealed that 79% of drivers are not taking sufficient breaks on UK roads.

The research, which explores the UK’s motorway service station habits, found that a third (32%) of motorists have fallen out of love with the ‘airports of our roads’ and actively avoid stopping, even on long journeys.

One in seven of those questioned admitted that they would not take any breaks at all during a four-hour journey. However, research from Newcastle University has revealed that this bad driving habit can significantly increase the risk of accidents.

Dr Joan Harvey, Chartered Psychologist at Newcastle University, who carried out the research said: “When driving on motorways, or other monotonous roads, a motorist’s maximum concentration level is only maintained for 20-30 minutes, after this time they will start to become bored and will drive on ‘auto-pilot’. After a further 40 minutes of driving their blood sugar levels will drop. These two factors are a dangerous combination as the motorist will start to feel sleepy and will be slower to react to any hazards that might occur.”

Dr Harvey’s research outlines the need for motorists to stop at every third service station (or every hour and a half) on long journeys to ensure they do not become bored and put themselves at risk.

One in ten motorists prefer to park-up and picnic on long journeys – packing their snacks before leaving and pulling up at the service station to tuck in.

Further research supports this, IAM (Institute of Advanced Motorists) chief examiner Peter Rodger commented: “Research suggests that one in five crashes on motorways are sleep-related. Regular breaks at service stations are essential for preventing such accidents from happening.”

Gareth Kloet, Head of Car Insurance at Confused.com said: “Our research shows that only 8% of us are service station worshippers. By highlighting the huge variety of great service stations dotted along our motorways, we hope to convert more motorists to the happy service station side of life. We’re calling for all motorists to re-kindle their passion for the service station and stay safe on the roads, particularly over the busy Bank Holiday weekend.”

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Confused.com Finds EDF’s Gas Price Rise Could Cost UK Customers Dearly

Confused.com has revealed that EDF Energy’s recent price rise announcement could cost UK energy customers over £100 per household.

This announcement has seen gas prices rise by 15.4% and electricity prices rise by 4.5%. EDF’s energy prices have increased by £116 on its standard cash/cheque tariff effective from 10th November 2011.*

The Big 6 energy suppliers price rises mean an average increase of £160 per year to an average standard bill paying by cash or cheque, increasing from £1,132 to £1,292.**

EDF was the last of the major energy suppliers to announce its price rise, which is set to affect 3.2m customers. However, more than 25m households are expected to see an average of £160*** added onto their gas and electricity bills from 10th November 2011.

Lisa Greenfield, energy analyst at Confused.com said: “Now that all the major supplies have shown their cards, consumers are now in a position to make an informed decision on switching their gas and electricity without fear that their chosen tariff could go up in a few months’ time.

“There are always ways to reduce your fuel bills, such as considering a dual fuel tariff, paying by direct debit and managing your account online. If you are concerned about future rises, a fixed of capped tariff will offer price security although you’ll be paying over the odds if prices fall. Of course, cutting down the amount of energy you use and investing in some energy efficiency measure will reduce your bills even further and continue to save you money in future.”

More information on energy prices and household utilities comparison can be found on Confused.com’s website.

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Diamond Reveals Women Risking Lives With Daily In-Car Make-Up Routine

Diamond has revealed that more than three and half million female drivers could be putting themselves and other road users at risk by using their morning drive to apply make-up and do other routine tasks, a new poll has revealed.

Women’s car insurance specialist, Diamond quizzed more than 2,000 female motorists on their driving habits and discovered a quarter (23%) of women admit to applying make-up whilst driving, with 16% of those having crashed or had a near miss as a result.

And it’s not just applying make-up; women are using their drive to work to complete routine morning tasks that are equally as dangerous. Almost half (47%) have checked text messages, nearly a third (30%) have brushed their hair behind the wheel, while a similar number have eaten breakfast (34%) and drunk hot drinks (32%). As well, almost a fifth (18%) have checked their emails on a smart phone and nearly one in ten (9%) have read the newspaper.

Diamond managing director, Elwyn Gedrych said: “It’s shocking that quite so many women admit to doing these tasks while driving. We all have busy lives but applying your make-up, or checking emails when you’re driving is dangerous as it means your full attention is not on the road ahead.

“Even if you’re lucky enough to arrive at your destination safely, you could be charged with careless driving if spotted by the police.”

Although the majority (60%) of the women who admitted to applying their make-up behind the wheel, did it when stopped in traffic or at traffic lights, shockingly one in ten (12%) admitted to applying make-up while the car is moving and 7% take their hands off the wheel completely to do it.

In fact, despite four-fifths (84%) of women who apply make-up whilst driving admitting they think it’s dangerous, more than two-thirds (41%) have done it with passengers in the car, and almost a third (30%) when children have been travelling with them.

When asked why they take such risks, six out of ten (64%) women said they’re applying make-up behind the wheel because it saves them time, while one in ten (10%) said it was because they couldn’t be bothered to do before they left home.

Elwyn Gedrych continued: “It’s really not worth trying to save a few minutes in the morning by doing your make-up, or anything other than driving, when you’re behind the wheel.

“And so women never have to do their make-up in their car again, we’ve teamed up with celebrity make-up artist, Caroline Frazer to give women all the tools they need for a quicker, more efficient make-up routine before they leave the house.”

The video can be viewed at http://www.youtube.com/watch?v=fvxEc-JnQBw.

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Admiral Reports British Parking Habits Getting Many Hot Under The Collar

Admiral has revealed new research which suggests parking a car can be a controversial issue, with more than one in six motorists saying they have argued with a neighbour over a parking space and almost one in five admitting they have parked illegally.

Car insurance expert Admiral surveyed 2,500 motorists to find out their habits when it comes to parking. It found that 16% of them have argued with a neighbour over a space. Regionally, motorists in the North West are the most likely to get into a row over parking, compared to those in Scotland who are least likely to.

Sue Longthorn, Admiral managing director, said: “For something we probably do every day it would seem parking can cause problems, with many motorists getting into an argument with a neighbour over it. As our roads get more crowded, we want to ensure we have our own parking space, preferably outside our own home, but this really isn’t something worth getting into a row about.”

Admiral also found that while four in ten motorists have never had a parking ticket, the average motorist has received 1.7 tickets. This could be because 18% of respondents said they sometimes park illegally on double yellow lines. This is much more common among men than women, with 22% of men compared with 13% of women saying they do it. In Wales, nearly one in four admitted they park illegally, the highest of any part of the UK. At the other end of the table, only 14% of motorists in Yorkshire and the East Midlands said they have done it.

Getting a ticket for parking illegally is most likely to happen in London. Londoners said they have had the highest number of parking tickets, with an average of 3.9. Only 21% in London have never had a ticket, perhaps not surprising considering the number of traffic wardens in the capital.

What is a surprise is that despite having the highest percentage admitting to parking illegally, Wales also has the highest percentage of motorists who have never had a ticket, with 50%. This compares with 40% across the UK as a whole.

When it comes to how drivers park, only 2% said they don’t always try to park considerately in car parks. However twice that figure, 4%, admitted they have parked in a space reserved for disabled motorists.

Motorists appear to be more willing to use spaces reserved for parents with children when they shouldn’t. One in eight owned up to doing this, and perhaps surprisingly, just as many women as men said they have done it.

Sue Longthorn continued: “Thankfully relatively few people admitted they park how or where they shouldn’t. Using a disabled space when you’re not permitted or parking inconsiderately in a car park can be particularly selfish and can cause problems for other road users. We’d just ask all motorists to think of others when choosing where to park their car.”

More information on this and the rest of Admiral’s Annual Survey of British Motorists can be found at www.admiral.com/surveyofmotorists.

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elephant.co.uk Reveals Scottish Drivers Like To Make It Personal

Motorists living in Scotland are the most likely to own a personalised numberplate new research by elephant.co.uk has revealed. And the plates are odds-on to be seen adorning the bumpers of luxury cars such as Bentleys, Ferraris and Aston Martins.

Car insurance specialist elephant.co.uk looked at 3.5 million policies and found that of the top 10 postcodes where personalised plates are popular, eight are in Scotland, with the affluent settlement of Kilmacolm in Inverclyde at the top of the list. 14% of drivers there own a personalised plate compared to a national average of 4%.

In second place we move to the other end of the country to the millionaire’s playground of Sandbanks in Dorset (13%), but then in third place it’s back up north with the prosperous Glasgow commuter area of Newton Mearns (12%). Also in the top 10 are a number of postcodes in and around Aberdeen, with North Ferriby in Humberside joining Sandbanks as the only other location outside of Scotland.

Brian Martin, managing director of elephant.co.uk, said: “Considering the affluent areas around the country where we see the highest proportion of personalised number plates, it certainly looks like they’re used as a status symbol.

“However, it’s hard to say why they’re so popular in Scotland specifically. Maybe Scottish motorists look to express their individuality more than those in the rest of the UK.”

When it comes to what cars the personalised plates appear on, it’s perhaps no surprise that owners of luxury models are the most likely to splash out on them. In fact, the whole top 10 list is made up of prestige motors. Most popular is the Bentley Continental, with 36% carrying a personalised plate. This is followed by the Ferrari 360 and Aston Martin DB7 (both on 35%).

Brian continued: “It wasn’t a surprise to see that prestige models dominate the list, however, it was surprising to see that such a large number of Bentley Continental, Ferrari 360 and Aston Martin DB7 owners splash out on personalised plates. Drivers of those cars definitely want to stand out from the crowd.”

When it comes to occupations, elephant.co.uk found that Company Chairmen are head and shoulders above the rest with 16% owning one, followed by Bank Directors on 12% and Property Developers on 11%.

elephant.co.uk also looked at those areas, occupations and vehicles with the lowest percentage of personalised plates. The Hilborough and Northwold area near Thetford, Norfolk was revealed as the area of the UK with the lowest percentage of cars with personalised numberplates, croupiers were the occupation at the bottom of the list whilst the Suzuki Liana is the vehicle least likely to have one attached to it.

Via EPR Network
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Confused.com Finds UK Drivers Are Divided On Government’s New Roadworks Idea

Confused.com has polled 2000 drivers, asking their opinions on a new idea from the UK government which could help tackle the problem of roadworks and the resulting traffic jams. The proposal suggests that utility companies could pay a ‘lane rental’ fee to the council if they choose to dig up the road during busy times*.

UK motorists are divided on the proposal with almost half(49%) saying it’s a good plan and that they can’t wait to see it happen and the other half (48%) feeling that it’s not a good idea because utility companies who choose to pay the bills will pass these costs onto the consumer. The remainder were undecided.

Gareth Kloet, Head of Car Insurance at Confused.com said: “If these proposals reduce traffic jams then car owners will have something to smile about. Financially it’s been a tough few years for drivers. Consumers are paying an average of £858 for annual comprehensive cover, having seen an increase of £22 in just three months and £170 over 12 months**. Car owners really deserve a break and roads that run freely will be welcomed by anyone regularly blighted by queues.

“The ‘lane rental’ fees could be a good incentive for companies to complete jobs more quickly reducing the potentially dangerous and infuriating situations that roadworks can create.”

Lisa Greenfield, Energy expert at Confused.com added: “With UK energy companies having recently hiked up their prices, the last thing that customers want is any sort of extra ‘tax’ which may end up being paid by the customer. If this proposal goes ahead then UK households will be hoping that utility companies choose to work outside of peak hours and not pay the charges because any further hikes in utility costs would be unpleasant.”.

Regionally, Londoners are most in favour of the plans with more than 52% agreeing that they are a good idea.

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Confused.com Finds 1 In 3 Young People Are More Likely To Date A Car Owner

Confused.com has revealed the results of a new survey that shows many young adults feel that owning a car helps to get a date. More than 1 in 3 young adults (34%) feel that young people who can drive and have a car are sexier than non-drivers, and more likely to get a boyfriend/girlfriend.

More than 1 in 3 (35%) told Confused.com that having a car and being able to drive will improve the chances of getting a date. It doesn’t matter too much what kind of car it is though; only 12% of young adults admit to dating someone because of the car they drive with the majority (65%) say that it’s ‘really shallow’ to date someone because of the car they drive.

Well over 1 in 3 young adults (40%) told Confused.com that they felt getting a boyfriend or girlfriend is more likely for those who have a car and can drive, while 12% think that the better the car, the better love life you have. Women are more likely than men to look for a partner who can drive, with 39% of 17-25 year olds saying they are more likely to date a driver than a non-driver, compared to just 24% of young men. 1 in 2 young men (51%) think that they are more likely to get a girlfriend or boyfriend if they have a car, compared to just 36% of young women.

When it comes to making love, 18% of young men think that the better car you drive, the better love life you have, while only 9% of women surveyed think this is true.

The cost of driving and insurance costs are the highest barriers among young people wanting to get behind the wheel; higher even than the cost of buying the car. Other common barriers, as rated by 17-25 year olds in the UK include passing the driving test, the cost of petrol and fees associated with learning to drive.

Gareth Kloet, Head of Car Insurance at Confused.com said: “Getting a car is a sign of growing up and becoming an adult for many people in their late teens and early twenties. The cost of insurance shouldn’t stand in the way of that process. 50% of under 25s could save up to £571 on car insurance by shopping around on Confused.com, leaving them more money to wine and dine a partner.”

Via EPR Network
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