All dog owners like to think that their little ball of fur and love is nothing but. Unfortunately, that is not always the case and any dog owner who is also a homeowner would be wise to make sure they have enough liability coverage on their policy as well as coverage for any or all dogs they own specifically listed in their policy.

According to an article recently published on InsuranceAgents.com, dog bites account for 30 percent of all liability claims on homeowners insurance policies. Although listing dogs with aggressive reputations can raise homeowners insurance premiums, not listing these dogs could result in financial disaster if the dog bites someone. Lawsuits and medical bills are bound to pile up and that is why adequate liability coverage is necessary.

“The last thing any dog owner, or homeowner, wants is to have to file a homeowners insurance claim as a result of a dog bite,” according to the article, ‘Dog Bites and Homeowners Insurance Claims.’ “Be careful and use common sense if you have a dog and have company over. If the dog is prone to aggressive behavior then isolate him or her from your guests. Accidents happen, yes, but can be avoided if you take the right precautions.”

Via EPR Network
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