Daily Archives: December 1, 2008

Financial, Financial Services, Insurance, Insurance Services

Insure4USA.com Announced The Launch Of Their New Online Service Which Provides Individuals With Fast, Free Insurance Quotes From Their Local Insurance Representatives

Insure4USA.com recently announced the launch of their new online service which provides individuals with fast, free insurance quotes from their local insurance representatives. Unlike other websites that use nationwide services to fill customer insurance requests, Insure4USA.com aims to provide its users with results from insurance companies that the individual can meet with face-to-face.

The Insure4USA.com website covers most insurance types with auto insurance, life insurance, health insurance, and home insurance being at the forefront of their services. Users simply enter their zip code and fill in a short survey based on the type of insurance they are interested in purchasing.

Auto insurance quotes are available on any vehicle type and rate comparisons are provided to make sure customers receive the best rates locally. In addition, all insurance types (auto, home, life and health) provide discounts that have been established through exclusive partnership programs between Insure4USA.com and local representatives.

“Insure4USA.com aims to add a personal approach to the online insurance market,” founder Alex T. stated. “Unlike other services that provide a 1-800 phone number and a website for customers to contact, we provide a local address, a local phone number and even driving directions if they are needed.”

It is this personal approach that both propels and separates Insure4USA.com from its much larger and less intimate competition. The company’s goal in creating the website was to provide the possible customer-centered experiences in ways that matter to is user base.

“We realized early on that it’s difficult to compete with monster-sized insurance company finders that aim to provide traffic to equally monster-sized insurance companies. So, we decided that we would work for the local insurance companies, the ones whose core values remained unchanged and whose customer service and personal approaches have kept them in business for decades,” Alex T. added.

In the end, it is the customer who wins, both by receiving excellent rates on insurance and by being able to invest their resources locally with insurance companies that share the common goals of success with the customer.

About Insure4USA
Insure4USA has been offering free auto, health, home and life insurance quotes online since 2008. For more information, visit Insure4usa.com (http://www.insure4usa.com).

Via EPR Network
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Checking & Savings, Financial, Financial Management, Financial Services, Insurance, Insurance Services, Money, Profits, Retirement

LV= Strengthens Its Enhanced Annuity Offering Meaning People With Minor Medical Conditions Could Be Entitled To Higher Levels Of Income

Flexible retirement solutions provider LV= has improved its enhanced annuity product by increasing the number of medical conditions accepted for enhanced terms under its conventional and with-profits annuities.

In addition to the medical conditions already accepted, customers who have a combination of milder conditions, such as high blood pressure and high cholesterol, and disclose them at application, may now be eligible for an enhanced annuity rate and an increased income in retirement.

Customers suffering from two or more mild medical or lifestyle conditions may now be able to qualify for enhanced annuity rates offering up to 7.5% more income than a standard annuity from the market leading provider. The new qualifying conditions include high blood pressure, being overweight, high cholesterol, smoking cigars, and smoking less than 10 cigarettes each day.

Matt Trott, Head of Annuities at LV= commented: “We hope the improvements to our enhanced annuity will encourage more people to apply and potentially receive a higher income in retirement. Many conditions that people may think are trivial and won’t enable them to qualify for an improved annuity, such as high blood pressure, may in fact open the door to enhanced annuity terms.

“It is therefore even more important that customers are open and honest about their health and medical conditions with their financial adviser. Even relatively minor conditions could increase the income they receive in retirement for the rest of their life.”

Examples of potential income increases, with the improved LV= product, compared with a standard annuity from the market leading provider:

– A 65-year-old male smoker could receive an extra £147 in income each year, equivalent to an increase of 3.2%, having disclosed he is receiving treatment for high blood pressure and high cholesterol, as well as being obese.

– A 65-year-old male smoker who is overweight who purchases a joint life annuity that will provide a 50% dependant benefit to his 62-year-old wife, will receive an extra £167 in income each year, equivalent to an increase of 4.8%, having disclosed he is receiving treatment for both high blood pressure and high cholesterol.

About LV
LV= is a registered trade mark of Liverpool Victoria Friendly Society Limited (LVFS) and a trading style of the Liverpool Victoria group of companies. The new LV= brand identity was launched in March 2007.

LV= employs over 3,500 people, serves more than 2.5 million customers and members, and manages around £8 billion on their behalf. We are also the UK’s largest friendly society (Association of Friendly Societies Key Statistics 2008. Total net assets) and a leading mutual financial services provider.

LVFS is authorised and regulated by the Financial Services Authority register number 110035. LVFS is a member of the ABI, AMI, AFS and ILAG. Registered address: County Gates, Bournemouth BH1 2NF.

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